Professional Indemnity & Errors/Omissions coverage for doctors, dentists, and specialists — backed by ICICI Lombard & HDFC ERGO, powered by SafePractix AI.
The Basics
Also called Professional Indemnity Insurance, it protects you when a patient or their family makes a legal claim against your practice.
View Coverage PlansCovers legal liability arising from a misdiagnosis or delayed diagnosis that caused patient harm.
Protects against claims of procedural mistakes, wrong-site surgery, or treatment complications.
Covers compensation demands from patients who suffered unexpected injuries during your care.
Pays lawyer fees, court costs, and settlements so you never pay out of pocket during a dispute.
The Reality
Even a single case can impact your entire career, reputation, and finances.
Medical negligence complaints in India have grown over 40% in the past decade, driven by higher patient awareness.
Most solo practitioners lack structured digital records, leaving them legally exposed when disputes arise.
Even frivolous claims drain your time, focus, and public image — regardless of whether you win in court.
A single defended case can cost ₹5–20 lakh in legal fees and settlements, with no guarantee of outcome.
The Difference
Most insurance only pays after damage is done — a cheque that can't undo a broken career.
Covers compensation, settlements, and damages for bodily injury, death, or alleged negligence from professional services.
Pays lawyer fees, court expenses, investigations, and out-of-court settlements up to policy limits.
Breach of confidentiality, loss of patient documents, libel/slander, online consultations, and practice anywhere in India.
Protects against claims reported during the policy period, even for past incidents (subject to terms).
Real-time risk scoring and ambient documentation reduce litigation exposure before any claim arises.
Audio/video consent in 10+ regional languages, sealed on blockchain — court-admissible in seconds.
Tamper-proof session recordings stored securely — your strongest defense in any dispute.
Designed For
Every licensed healthcare professional in India — from solo practitioners to large establishments.
MBBS, MS, MD, and all registered practitioners across specialties.
BDS, MDS, orthodontists, oral surgeons, and dental clinic owners.
Small to mid-size medical establishments, nursing homes, and diagnostic centres.
Online practitioners providing consultations via digital platforms across India.
Coverage Options
All plans include AI-assisted documentation, blockchain consent, and 24/7 legal SOS.
Standard
Enhanced
Premium
Custom
Have a hospital group, a chain of clinics, or unique coverage needs? We build a plan around your practice — not the other way around.
Why SafePractix
Traditional insurance only pays after the damage. SafePractix prevents it.
Ambient documentation and real-time risk scoring keep your records airtight before any claim arises.
Every consent is tamper-proof and court-admissible — your strongest evidence when disputes arise.
One tap to 500+ specialist lawyers and 200+ senior doctors. Expert help within 2 hours, guaranteed.
AI-assisted quotes in minutes, pre-filled applications, and policy certificate issued same day.
Join thousands of doctors who practice with confidence — not fear.
Start Your Free Enrolment